We are Zorythivencus (“Company”, “we”, “us”, or “our”), a business registered in South Africa.
We operate the website https://zorythivencus.com (the “Site”), offering an online portfolio investing course (the “Service”). Our Service provides educational content and resources, priced at $200–$500 depending on the selected plan, to help you learn about portfolio investing in South Africa.
You can contact us by email at [email protected] or by post at zorythivencus, 123 Main Street, Sandton, Johannesburg, 2196, South Africa.
These Terms and Conditions (“Terms”) form a legally binding agreement between you, whether an individual or entity (“you”), and Zorythivencus regarding your use of the Service. By accessing or using the Service, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must not use the Service.
We may update these Terms from time to time. Changes will be posted on this page, and we will notify you via email at the address provided or through the Site. Continued use of the Service after changes take effect constitutes your acceptance of the updated Terms.
We recommend retaining a copy of these Terms for your records.
Zorythivencus provides an online course to educate users about portfolio investing in South Africa. The course, priced at $200–$500, includes lessons, resources, and tools to help you evaluate investment opportunities. The Service is educational and does not provide financial advice or make investment decisions on your behalf.
The Service is intended for use by individuals or entities in compliance with South African laws. If you access the Service from another jurisdiction, you are responsible for ensuring compliance with local laws. The Service is not tailored to comply with industry-specific regulations beyond South African consumer and data protection laws.
We own or license all intellectual property rights in the Service, including the Site’s design, text, graphics, logos, course materials, and resources (collectively, “Content”). These are protected by South African copyright, trademark, and other intellectual property laws.
You are granted a non-exclusive, non-transferable, revocable license to access the Service and use the Content for personal, non-commercial purposes related to your course enrollment. You may not copy, reproduce, distribute, or exploit the Content for commercial purposes without our written permission.
Any feedback, questions, or suggestions you provide about the Service (“Submissions”) may be used by us without compensation. You grant us a non-exclusive, royalty-free, worldwide license to use, reproduce, and distribute your Submissions for improving our Service.
Any breach of these intellectual property terms may result in termination of your access to the Service.
By using the Service, you represent and warrant that:
If you provide false or inaccurate information, we may suspend or terminate your access to the Service.
The course is priced at $200–$500, depending on the selected plan, payable via the following methods:
You agree to provide accurate payment information and authorize us to charge your selected payment method for the course fee. All prices are in US dollars, and applicable taxes (e.g., VAT) will be added as required by South African law. We may adjust prices at our discretion, but confirmed enrollments will be honored at the agreed rate.
We reserve the right to refuse or cancel enrollments if we suspect fraud, unauthorized use, or non-compliance with these Terms.
You may cancel your course enrollment within 14 days of purchase for a full refund, as per the Consumer Protection Act, provided you have not accessed more than 10% of the course content. After 14 days or if more than 10% of the content has been accessed, refunds are at our discretion.
To cancel, contact us at [email protected]. Refunds will be processed to the original payment method within 10 business days.
We may cancel access to the course due to unforeseen circumstances (e.g., technical issues). In such cases, you will receive a full refund or alternative access options.
You may only use the Service for its intended purpose (enrolling in and accessing the course). Prohibited activities include:
Violation of these restrictions may result in termination of your access to the Service.
The Service may allow you to submit feedback, reviews, or other content (“Contributions”). By submitting Contributions, you warrant that:
Contributions may be visible to other users or third parties and are treated as non-confidential. We are not responsible for the content of your Contributions.
By submitting Contributions, you grant us a non-exclusive, royalty-free, worldwide, perpetual license to use, reproduce, modify, and distribute your Contributions for purposes related to the Service, such as marketing or improving our offerings. This license includes the use of your name or company name, if provided.
You retain ownership of your Contributions but waive any moral rights to the extent permitted by law. We may edit or remove Contributions at our discretion if they violate these Terms.
The Site may link to third-party websites or services (e.g., payment processors). We are not responsible for the content, policies, or practices of these third parties. Your use of third-party services is at your own risk, and you should review their terms and privacy policies.
We may monitor the Service to ensure compliance with these Terms, take action against violations (e.g., suspending access), and remove or edit content that we deem inappropriate or harmful. We reserve the right to manage the Service to protect our rights and ensure proper operation.
Your privacy is important to us. Please review our Privacy Policy, which is incorporated into these Terms. By using the Service, you agree to the collection and use of your personal information as outlined therein, in compliance with the Protection of Personal Information Act (POPIA).
These Terms remain in effect while you use the Service. We may terminate or suspend your access, without notice, for any reason, including breach of these Terms, fraudulent activity, or non-compliance with South African laws.
Upon termination, you must cease using the Service, and access to course materials may be revoked without refund unless otherwise specified. You may not create a new account if terminated for violating these Terms.
We may modify or discontinue the Service at any time without notice. We are not liable for any loss or inconvenience caused by such changes, interruptions, or unavailability due to maintenance, technical issues, or other reasons.
These Terms are governed by the laws of South Africa. Any disputes arising from these Terms will be subject to the exclusive jurisdiction of South African courts, subject to the dispute resolution process below.
If you have a dispute, please contact us at [email protected] to attempt informal resolution within 30 days.
If informal resolution fails, disputes will be resolved through mediation or arbitration in Johannesburg, South Africa, under the rules of the Arbitration Foundation of Southern Africa (AFSA). You agree to waive any right to pursue class-action proceedings.
Disputes involving intellectual property rights, privacy violations, or claims for injunctive relief may be resolved in South African courts rather than arbitration.
The Service may contain errors or inaccuracies (e.g., pricing or course details). We reserve the right to correct such errors and update information without notice.
The Service is provided “as is” without warranties, express or implied. We do not guarantee the accuracy, completeness, or suitability of the information provided in the course. The Service is for educational purposes only and does not constitute financial advice, investment recommendations, or guarantees of any kind. Investing involves significant risks, including potential loss of capital, and you should conduct your own due diligence or consult a licensed financial advisor before making decisions.
We are not liable for any losses or damages arising from your use of the Service, third-party websites, or reliance on the information provided.
To the extent permitted by South African law, we, our directors, employees, or agents are not liable for any direct, indirect, consequential, or punitive damages arising from your use of the Service, including loss of profits or data. Our liability is limited to the amount you paid for the Service in the six months prior to the claim.
You agree to indemnify and hold us harmless from any claims, losses, or damages, including legal fees, arising from your breach of these Terms, violation of third-party rights, or misuse of the Service.
These Terms, together with our Privacy Policy and other posted policies, constitute the entire agreement between you and us. Our failure to enforce any provision does not waive it. If any provision is found unenforceable, the remaining provisions remain valid. We may assign our rights and obligations under these Terms. No partnership, employment, or agency relationship is created by these Terms.